Are you fed up with the hassles with your commercial landlord? Have you considered purchasing a property to operate your business from?  This option may give you the stability you have been searching for.

If you do not have the funds personally, you might consider using a self-managed superannuation fund (SMSF) to purchase the property.  You can set up your own SMSF using the current funds available for a deposit and potentially borrowing the rest in your SMSF.  This way any potential liability or solvency issues in the business will not affect your investment property.  It also will not affect your personal borrowing capacity.

Also, you will probably have the best tenant you possibly can have, yourself!

Just note that the business needs to be able to afford the rent, i.e. loan repayments in the SMSF.  It is a big step up, if you don’t need the entire space you could consider sub-letting some of the property.

There are many more details to consider with this structure, feel free to reach out if you would like to learn more.