If you own a holiday house that’s never rented, you might not be claiming deductions along the way, but that doesn’t mean the costs are wasted. Many holding costs can be added to your cost base, reducing your capital gain when you sell.

The catch? Only if you’ve kept the records.



In this video, John breaks down how CGT works for holiday homes and why good paperwork can save you serious money later.

Worth a watch if a coastal getaway is part of your long-term plan.