Are you sick of your landlord?  Would you like to own your business premises?  It is no different to owning an investment property, however you have a much better tenant.

There are many ways for you to purchase your own business premises.  Banks usually want larger deposits for commercial property, e.g. on average 35%.  Which means generally you can only borrow 65%.  You may not have that equity, however, if you have a business partner, maybe together you can come up with the deposit.  You can borrow equity from your own homes to contribute to the deposit.

Have you considered using your superannuation?  It’s quite common to create a Self Managed Superannuation Fund (SMSF) to buy your business premises as you have significant equity in superannuation.  It can be complicated, however it is possible.  If you still do not have enough for a deposit, a business partner can also use their SMSF as well to increase the deposit.

There are many options to buy your own premises, the stability of owning your own premises is great for any business.  Everyone's situation is different, however, I would recommend speaking with a financial planner before setting up an SMSF.